Tips to lower your car insurance cost, that really depends on your credit score, claims history, driving record, where you live, etc.
But these some Tips to lower your car insurance cost :
1. Ask for a higher deductable
2. Buy homeowners insurance from the same company
3. Ask for discounts! For example, if you don't use your car often you could qualify for low mileage discounts.
4. Shop around
5. Check if your state has a Low Cost Automobile Insurance Program
You can get up to four car insurance quotes in minutes from companies like Safeco, Unitrin Direct, MetLife, Travelers from some Web sites. But keep in mind, price is not everything. The cheapest may be the most expensive if you need it.